New Home

What is a Home Warranty?

A new home warranty is an insurance protection product that protects your home against damage caused by structural and other defects that might arise during the home building process. The warranty stays with the home, whether you are the original owner or subsequent buyer and typically lasts for 10 years.

Is a New Home Warranty Mandatory?

Requirements for home warranties vary by province. In British Columbia, Alberta, Manitoba, Ontario and Quebec, builders must provide home buyers with a third-party warranty. In the rest of Canada, the choice is left up to the individual builder. However, most lenders require new home builders to belong to a home warranty program in order to receive mortgage insurance on high-ratio loans (80% or higher). We provide a variety of warranties for one, two, and seven years.

As you look at homes and get to know the builders in your community, consider the warranty carefully. You want to buy your home from a professional builder with a solid reputation, excellent after-sales service and a third-party warranty.

New home warranty coverage remains with the home, not the homeowner. If you’ve purchased a home with warranty, please contact us to update your homeowner information and receive access to the Homeowner Portal to review your warranty coverage and expiration dates.

1 YEAR

Labour & Materials

Coverage for defects in materials and labour (baseboards, flooring, trim)

2 YEARS

Distribution Systems
Coverage for defects in materials and labour related to delivery and distribution systems (heating, electrical, plumbing)

Violations of Building Code
Violations that constitute an unreasonable health and safety risk, and that have or may result in material damage to the home

Defects in Labour, Materials & Design
Coverage for defects in materials, labour and design that render the new home unfit to live in

Building Envelope
Defects in labour, materials and design in the building envelope, including water penetration(exterior cladding, caulking, windows, doors)

7 YEARS

Structural

Coverage for the key structural components of the home (frame, foundation)

The New Home Warranty Insurance (Canada) Corporation

All new home warranty products under the Canadian Home Warranty Protection Program (CHWPP), including Alberta New Home Warranty Program (ANHWP), referred to as ‘The Program’ are underwritten and manufactured by New Home Warranty Insurance (Canada) Corporation (NHWICC) who assumes all warranty liabilities and obligations.